How Digitalization Drives Profits in Financial Institutions
Explore how digitalization in financial institutions reduces costs, enhances customer experience, and unveils new revenue streams.
Branch Banking vs. Digital Banking: Analyzing Profit Streams
Explore the cost structures of branch banking vs. digital banking, understand the importance of accurate cost allocation, and analyze the profit streams.
The Fundamentals of Bank Profitability: An Overview
Understanding banking profitability is essential for proper financial planning and strategic foresight.
Cost Of Goods Sold (COGS) for Banking
While mostly used in a manufacturing context, Cost of Goods Sold (COGS) can also be applied in a banking environment. Read more in this article!
Product Profitability for Retail Banks: Granular RORC
Retail banks need more than just traditional profitability metrics, but specialized indicators like Return on Regulatory Capital (RORC) and Cost-Income Ratio.
ABC for banks: Bridging the Gap between Costs and Business Activities
Traditional costing methods, often driven by broad estimations, were once the staple. However, as business became more complex, the need for a refined method emerged. Enter Activity-Based Costing (ABC), a beacon in modern business accounting, offering precision where older methods blur lines.
